2026 net salary calculator
Convert gross and net pay for full-time private-sector employees in Greece.
Pay breakdown
Greek net salary for 2026, worked out line by line, with the legal source behind every number.
Enter a pay amount and your year of birth to see your estimate.
Example scenario
Tax year 2026 · What this covers · Sources · Report an error
Assumes the same salary all year and full bonus entitlement. The average includes bonuses; it is not the regular monthly payslip. Annual tax uses actual annual income, so withholding and the final E1 assessment can differ.
Regular month
Full year
Employer cost is the sum of gross pay and employer contributions.
How is monthly withholding calculated?
Before comparing with your payslip
Which salary amount should I enter?
Use your regular monthly gross before employee contributions and tax, including fixed taxable allowances. Leave Christmas, Easter and vacation allowance out of this input: the annual view adds them. One-off bonuses and shift premiums are outside this estimate.
What do the 2026 youth rates apply to?
The age relief concerns taxable income after employee contributions, not gross salary. Up to age 25 the first €20,000 has a zero rate; ages 26–30 get 9% on €10,000–€20,000, or zero with at least four dependent children. Employee contributions still apply.
Why is annual gross slightly more than 14 salaries?
For full entitlement, Christmas is one salary, Easter half a salary and vacation allowance half a salary. The holiday bonuses also include the vacation-allowance share (1/24). The annual estimate includes that increment.
Does the employee-contribution subsidy apply to me?
This estimate excludes Επιδότηση Εργατικής Εισφοράς (ΕΕΕ). Eligible employees paid the statutory minimum may have their pension contribution subsidised by 6.67% of the basic minimum. Eligibility depends on insurance, full-time work, pay and exclusions; it cannot be inferred from the amount alone. Ask payroll to confirm: your actual net can be higher than this estimate.
Why might my payslip or tax return differ?
Check your EFKA coverage package, dependants, age group, taxable benefits, absences and extra payments. A raise, part-year work or another income source changes the annual assessment. The result is an estimate for the scope above; your payroll department can confirm the actual deductions.
Who this calculator is for
Covered
A full-time private-sector employee working the full calendar year for one employer at an unchanged monthly salary, with holiday bonuses, insured under EFKA package ΚΠΚ 101 (ΙΚΑ-ΕΤΑΜ), tax resident in Greece, with no other income or employee-contribution subsidy.
Not covered yet
View sources and assumptions
Every number, and where it comes from
These are the only values the calculator uses. Each one links to the text it was taken from. Anything not taken from the law itself is marked.
Calculation checks
What can this tool help you find out?
- What is my take-home pay on a €1,500 gross salary?
- What gross salary gives me €1,200 net per month?
- What is my annual take-home pay including bonuses?
- How much tax is withheld each month?
- How much income tax do I pay over the year?
- How much is deducted for my EFKA contributions?
- How do dependent children affect my take-home pay?
- How does being 30 or younger affect my take-home pay?
- How much do I get after deductions for bonuses and vacation allowance?
- What is the total cost of my salary to my employer?
What is €1,500 gross after deductions in 2026?
In a regular month, subtract €200.55 in employee contributions and €134.67 in income tax withheld from €1,500.00 gross. That leaves about €1,164.78 net.
This example assumes a Greek tax resident born in 1990, with no dependants or other income, insured under KPK 101 and earning a fixed salary from one employer in full-time private-sector work throughout the year.
With bonuses and the holiday allowance, annual pay is €21,093.75 gross and about €16,370.34 net, after €2,820.24 in contributions and €1,903.17 in estimated annual income tax. If you know your target net pay, enter it in the calculator to find the gross amount.
Check each payment separately with the Christmas bonus, Easter bonus and annual leave allowance calculators.
AADE: 2026 income tax brackets · e-EFKA: KPK 101 contributions · Calculate extra pay for shifts and overtime